Get a 1% Lender Credit Toward Your Closing Costs | Neil Shelton

Name: Shelton Mortgage Team powered by Edge Home Finance, LLC
Telephone: (863) 207-5491

Buying a home? Request details on a 1% lender credit toward eligible closing costs plus Refinance Advantage with Neil Shelton at Edge Home Finance.

Neil Shelton, Mortgage Loan Originator

Shelton Mortgage Team powered by Edge Home Finance, LLC

Phone: (863) 207-5491

Email: [email protected]

NMLS# 1668076

Company NMLS# 891464

Licensed in: AL, CO, FL, IL, WI

Shelton Mortgage Team powered by Edge Home Finance, LLC | Neil Shelton, NMLS 1668076 Company NMLS 891464 | Not affiliated with or endorsed by any government agency. All loans subject to credit, underwriting approval, and lender requirements. Terms, conditions, and programs may change without notice. This is not a commitment to lend or extend credit. Equal Housing Opportunity.

Get a 1% Lender Credit Toward Your Closing Costs | Neil Shelton

Buying a home? Request details on a 1% lender credit toward eligible closing costs plus Refinance Advantage with Neil Shelton at Edge Home Finance.

Get a 1 % Lender Credit Toward Your Closing Costs*

1 % Toward Closing Costs*

Refinance Advantage**

Buy With Confidence. Keep Your Options Open.

Learn More About Your Home Financing Benefits

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Buying a home? You could receive a credit equal to 1% of your loan amount toward eligible closing costs when you finance through Neil Shelton at Edge Home Finance, LLC. Whether you’ve found the right home or are still exploring your options, let’s see how this offer could work for you. The team can assist in 49 states.

No interest rate increase to fund the credit.

$400,000 loan amount = $4,000 toward eligible closing costs.

For illustration only. Actual credit depends on your loan amount, program limits, and available eligible closing costs.

Not available on bond loans, HELOCs, or loans using down payment assistance programs.

toward closing costs

Neil Shelton · NMLS #

Edge Home Finance

Plus, an added benefit for your future refinance.

Your benefits don’t end at closing. An eligible purchase also gives you access to the Shelton Mortgage Team’s Refinance Advantage.**

A credit equal to 1% of your loan amount toward eligible closing costs, with no interest rate increase to fund the credit.

Select fees covered on an eligible future refinance, with a benefit window extending up to five years from your original note date.

Shelton Mortgage Team’s Refinance Advantage

Save on closing costs today and keep your options open for tomorrow. Along with your 1% lender credit, Refinance Advantage** helps make a future refinance more affordable if rates drop—giving you an opportunity to lower your payment with less out of pocket. It’s added peace of mind, with a mortgage partner looking out for you long after closing.

A lower rate should be an opportunity worth exploring. With Refinance Advantage**, reduced costs could make it easier to take advantage of falling rates and put more room in your monthly budget. When the time comes, I’ll help you compare your options and decide whether the savings make sense for you.

Share a few details below, and I’ll reach out using your preferred contact method to explain the 1% lender credit, Refinance Advantage, and how they could fit your plans.

Thanks! I’ve received your request. I’ll reach out using your preferred contact method, usually within one business day, to review the 1% lender credit, Refinance Advantage, and answer your questions. Want to connect sooner? Call or text . Neil Shelton NMLS # Shelton Mortgage Team

**Shelton Mortgage Team’s Refinance Advantage is available on eligible purchase loans originated by Neil Shelton at Edge Home Finance, LLC and subsequently refinanced through him. Eligible refinance programs include conventional conforming, government, and jumbo loans. Construction, HELOC, bond, down payment assistance, interest-only, buy-down, and second-lien loans are excluded. Additional investor restrictions may apply. The offer is nontransferable, cannot be redeemed for cash or credit, and cannot be applied retroactively to previously closed loans. It cannot be combined with other discounts or promotions on the refinance transaction. Receiving the 1% lender credit on the original purchase does not affect eligibility for Refinance Advantage. The offer is subject to change or cancellation at the sole discretion of Neil Shelton at Edge Home Finance, LLC. The refinance must close at least six months after the original purchase closing and within five years of the original note date. It must meet applicable program requirements and provide a net tangible benefit, such as a rate reduction of at least 0.50 percentage points, conversion from an adjustable-rate to a fixed-rate mortgage, a shorter loan term, movement to a more stable loan product, or a lower principal and interest payment. Refinancing may increase total finance charges over the life of the loan. If offered, covered fees are limited to lender administrative and underwriting fees, appraisal fees, and credit report fees. Any credit applied under this offer cannot exceed the actual covered fees or total fees charged on the refinance. Discount points and other closing costs are not covered by this offer and may apply. All loans are subject to refinance approval and underwriting requirements. This is not a commitment to lend. A lower rate, future refinance approval, and savings are not guaranteed.